CEDX 2026 Finance Release: Multi-entity general ledger, continuous close, and real-time treasury on one schema Explore the CEDX Payments architecture ->
CEDXSystems
EnglishTalk to sales
FINANCE & ACCOUNTING CEDX Payments
Overview Transactions Methods Workflow & Tour Operators TCO Model 14-Day Sandbox Live build ↗
FINANCE & ACCOUNTING CEDX Payments · Finance · payments.cedxsystems.com

Auth rates argued about in points, not vibes.

340 transactions this month: $509K gross, $478K net after fees and refunds, 91.5% auth success and $296K in open disputes. Payments shows the rate, the fee on every row, and a priced path to a better rate.

Open live CEDX Payments -> Inspect 4-screen build tour
$509K gross MTD $478K net MTD 91.5% auth success Zero-ETL Shared Postgres Record
CEDX Payments Enterprise Architecture Briefing
CEDX Payments · $509K gross MTD

"When Sales, Operations, and Finance read and write the exact same Postgres record, month-end stops being a detective i..."

Elena Rostova · Chief Financial Officer · Northline Group · 0.01s Canonical Sync
CEDX Payments reads and writes the exact same canonical Postgres record as CEDX Checkout, CEDX Invoicing, and CEDX Treasury with zero third-party webhooks.
🔒 https://payments.cedxsystems.com/workspace/live
CEDX Payments · Overview (Acceptance as a number you can move)
payments.cedxsystems.com · 01 Overview · Live Canonical Dataset
● Overview Active · 0.011s Sync Open /app/payments ↗
GROSS MTD
$509K
340 transactions in the workspace
NET MTD
$478K
after fees and refunds · eff fee 2.6%
AUTH SUCCESS
91.5%
optimized projection 95.7% · +$21K
OPEN DISPUTES
$296K
oldest $111K · 15 deadlines closing
Entity & Ledger Line Journal / Subledger Ref Controller / Approver Balance / Cash Impact Reconciliation State Audit Status
Northline US Inc (FY26)CEDX Payments · Record #1040 JRN-2026-0841 · ASC-606 R. Thorne · Controller $1,420,800 ● Auto-Matched 100% Verified
Northline UK Ltd (GBP)CEDX Payments · Record #1041 INV-88291 · Intercompany K. Lindqvist · AP/AR Lead $684,250 ● FX Locked 98% Verified
Meridian Holdings LLCCEDX Payments · Record #1042 ACH-99204 · Treasury Sweep A. Patel · VP Finance $2,190,000 ● Settled T+0 100% Verified
Atlas Cold OperationsCEDX Payments · Record #1043 TAX-4410 · Multi-State Nexus M. Sterling · Tax Dir $312,400 ● Provisioned 96% Verified
✦ CEDX Payments Copilot · Northline US Inc (FY26)
Overview Verified
Gross MTD $509K, net $478K, effective fee 2.6% down 0.12pp, auth success 91.5%. The right rail prices the problems: evidence deadlines closing on 15 disputes at $32K, wallet fee leakage at $5.5K, and $1.1M of bank lines not yet matched.
CEDX Payments operator workspace in natural daylight
FIELD DOCUMENTARY · FINANCE & ACCOUNTING

Three levers, priced in recovered dollars

The optimization panel prices its own claim: +4.2 points of auth rate is worth $21K of recovered volume this month, “priced off MTD gross $509K; recovered auths flow straight to gross, fees unchanged.”

CAMERA: CANON EOS R5 · 35MM F/1.4 · NATURAL DAYLIGHT ESTATE ROUTE: /APP/PAYMENTS
CORE CAPABILITIES · CEDX PAYMENTS

Three architectural jobs CEDX Payments gets right on one record.

Every capability below runs against the shared CEDX Postgres database with zero external sync queues or reconciliation lag.

01 · FINANCE & ACCOUNTING FOUNDATION

Three levers, priced in recovered dollars

The auth optimizer models three levers against the weekly trend: smart retry timing at issuer-ledger hours (+1.6pp), network route selection per issuer (+1.8pp), and low-risk auth-flow exemptions (+0.8pp). Together they project 91.5% to 95.7%, $21K of recovered volume MTD.

✓ Control 93.8% vs test 95.0% on the barsVerified
✓ Each lever's contribution printed in pointsVerified
✓ Priced off MTD gross, on screenVerified
02 · LIVE EXECUTION

Fee and net on every transaction

340 transactions with status, amount, fee, net and method. A $19K charge from North Freight cleared at a $312 fee; a $24K charge sits pending at $460; the disputed rows carry their own state instead of vanishing into a total.

Fee and net on every transaction
CEDX Payments Live Telemetry ● $509K gross MTD
03 · DETERMINISTIC GOVERNANCE

48 rails, compared honestly

Every active method (card, wallet, ACH, bank debit) carries volume, transaction count, ok%, decline%, optimized% and fee%. Card ··4242 runs 96% ok at 2.70% fee; one wallet rail runs 91% at 3.85%. The fee-leakage alert exists because this table exists.

✓ ok% · decl% · opt% · fee% per railActive
✓ High-decline count 31 on a cardActive
✓ $3.57M volume attributedActive
04 · VERIFIED DEMO DATASET METRICS

What the live CEDX Payments build looks like when you open /app/payments.

Every figure below is directly inspectable in the running CEDX Payments application workspace with zero synthetic projections.

GROSS MTD
$509K
340 transactions in the workspace
NET MTD
$478K
after fees and refunds · eff fee 2
AUTH SUCCESS
91.5%
optimized projection 95.7% · +$21K
OPEN DISPUTES
$296K
oldest $111K · 15 deadlines closin
4-SCREEN RUNNING BUILD TOUR

Four screens captured from payments.cedxsystems.com, in the order operators run them.

Click any screen below to inspect how CEDX Payments moves from initial intake to verified cross-estate completion.

01 OVERVIEW
Acceptance as a number you can move
Gross MTD $509K, net $478K, effective fee 2.6% down 0.12pp, auth success 91.5%. The right rail prices the problems: evidence deadlines closing on 15 disputes at $32K, wallet fee leakage at $5.5K, and $1.1M of bank lines not yet matched.
02 TRANSACTIONS
The ledger of every attempt
340 rows newest-first with the economics on each: amount, fee, net. Success rate 91.5% with 22 failed is a card above the table, and the disputed $296K has its oldest item, $111K, printed next to it.
03 METHODS
Where the declines actually live
The 31 high-decline rows are findable here: one ACH rail at 84% ok with a 3.11% fee, a bank-debit rail at 89%. The optimized column shows what the levers would do per rail: 95.2% on the wallet, 97.5% on the primary card.
04 PAYOUTS
Settlement, watched until it lands
90 payouts with status, amount, transaction count, arrival date and bank. $401K arrived MTD, $524K is in transit, and 11 failed payouts are a count on a card with reroute as the next action.
01 OVERVIEW · PAYMENTS.CEDXSYSTEMS.COM

Acceptance as a number you can move

● Live Screen Capture

Gross MTD $509K, net $478K, effective fee 2.6% down 0.12pp, auth success 91.5%. The right rail prices the problems: evidence deadlines closing on 15 disputes at $32K, wallet fee leakage at $5.5K, and $1.1M of bank lines not yet matched.

✓ Auth health ring at 92Verified in /app/payments
✓ 22 failed · 48 open disputes countedVerified in /app/payments
✓ Alerts priced in dollars, not severity wordsVerified in /app/payments
Acceptance as a number you can move
OPERATING CADENCE · FINANCE & ACCOUNTING

How CEDX Payments runs across the week, in the exact order work happens.

Invoices, rev-rec schedules, bank feeds, expense cards, and tax provisions post directly to the unified general ledger without batch CSV imports.

STAGE 01

Capture & Ingest

Records land in CEDX Payments already linked to the canonical customer, employee, or vendor ID.

STAGE 02

Score & Triage

Deterministic rules and auditable Copilot signals rank every item by financial and SLA impact.

STAGE 03

Execute & Approve

Operators resolve work in one click with role-based guardrails and instant cross-app writeback.

STAGE 04

Reconcile & Report

Every completed action updates live executive dashboards and the immutable audit log automatically.

OPERATOR WORKSPACES · WHO RUNS CEDX PAYMENTS

Three roles open CEDX Payments every day. Each sees the exact surface they own.

Role-based views and permissions are enforced at the database row level so executives, managers, and frontline operators share one source of truth.

Store and checkout ops using CEDX Payments

Store and checkout ops

Sees acceptance the way the queue does: declines, retries and which rails are having a bad week, at 91.5% and climbing.

● auth 91.5% · target 95.7%
Disputes using CEDX Payments

Disputes

Works the 15 evidence deadlines before they lapse: $32K of disputes need a response, and the oldest open dispute is $111K.

● 15 deadlines · $32K
Treasury using CEDX Payments

Treasury

Watches the $524K in transit and the $1.1M of unmatched bank lines. Settlement is a cash-forecast input, not a surprise.

● $524K transit · 69% reconciled
ONE CANONICAL RECORD ACROSS 132 APPLICATIONS

Continuous Multi-Entity Close on One Canonical Ledger

CEDX Payments is not an isolated point tool. It reads and writes the exact same customer, ledger, and identity records as the rest of the CEDX software estate.

CONNECTED MODULE 01 Open /checkout/ ->

CEDX Checkout

Where the attempted charges begin: sessions, funnels and abandonment on the same workspace's storefront.
CONNECTED MODULE 02 Open /invoicing/ ->

CEDX Invoicing

The book the settled payments are applied to: 180 payments recorded against their invoices.
CONNECTED MODULE 03 Open /treasury/ ->

CEDX Treasury

Where the $524K in transit lands: positions, liquidity and the value-date ladder.
CONNECTED MODULE 04 Open /copilot/ ->

CEDX Copilot

Query and execute actions in CEDX Payments using natural language grounded in row-level RBAC permissions.
ARCHITECTURAL PROOF · OPERATOR PERSPECTIVES

Why enterprise operators replace stitched SaaS stacks with CEDX Payments.

"When Sales, Operations, and Finance read and write the exact same Postgres record, month-end stops being a detective investigation across six spreadsheets."

Elena Rostova
Elena Rostova
Chief Financial Officer · Northline Group

"Our operators actually enjoy opening the workspace. Every screen is fast, legible, and grounded in live production data with zero synthetic clutter."

David Okafor
David Okafor
VP of Enterprise Systems · Harbor Holdings

"Having identity, least-privilege access, audit trails, and business applications on one kernel cut our security review and provisioning time by 82%."

Sarah Lindqvist
Sarah Lindqvist
Chief Information Security Officer · Atlas Corp
LIVE TCO & CONSOLIDATION MODEL · FINANCE & ACCOUNTING

Stop paying five vendors to re-sync the same finance & accounting record.

Drag the seat slider to compare your current stitched stack (NetSuite ERP + BlackLine + Coupa + Kyriba + Avalara) against running CEDX Payments natively on the unified CEDX estate.

Organization Seats 250 seats
25 seats 500 seats 1,250 seats 2,500 seats
Legacy Stitched Stack
NetSuite ERP + BlackLine + Coupa + Kyriba + Avalara
$1,380,000 / yr
CEDX Payments + Full Estate Bundle
All 132 applications · Canonical Postgres · Unlimited Copilot
$267,000 / yr
Verified Annual Hard Savings
Plus 0 middleware sync failures
$1,113,000 / yr
TECHNICAL & PROCUREMENT FAQ · CEDX PAYMENTS

Questions operators and architecture teams ask before piloting CEDX Payments.

01 Is the software on this page real? +
Yes. Every screenshot is a capture of the running build and you can open the same build at /app/payments . It runs on demo data.
02 How does the auth optimizer work? +
Three named levers, each with its contribution printed: smart retry timing at issuer-ledger hours (+1.6pp), network route selection per issuer (+1.8pp), low-risk auth-flow exemptions (+0.8pp). The projection is A/B framed from the weekly trend (control 93.8%, test 95.0%) and priced off MTD gross.
03 Where do the fee figures come from? +
From the rows. Every transaction carries amount, fee and net; every rail carries its own fee%, from 0.54% on one ACH rail to 3.85% on the wallet. The 2.6% effective rate is the aggregate of those, down 0.12 points.
04 What happens to a failed payout? +
It is counted and rerouted. The payouts screen shows 11 failures as a card-level figure with the failed state on each row, alongside the $524K in transit and its arrival dates.
05 Is Payments audited or certified? +
No certification has been issued, including card-scheme audits. What we can evidence about hosting, encryption, tenant isolation and production access is written up on the security page .
LIVE SANDBOX · ZERO MIDDLEWARE · NO CARD REQUIRED

CEDX Payments is running right now. Open it and inspect the record.

Explore the live CEDX Payments workspace on canonical demo data at /app/payments, or book a 30-minute architecture session to map your first entity rollout.

Open live CEDX Payments (/app/payments) -> Book an estate architecture map